COME TO MONEYMINDZ AND LEARN ABOUT MUTUAL FUNDS

Standard

Imagine you are an investor and would like to invest your hard earned money. You are confused with various options around you. You do not know, where to invest, where to channelize your hard earned money.

Big problem isn’t it? However not to worry we, at Moneymindz will offer you one stop solution to your financial worry. Mutual fund is the best bet among various financial products that are available in India.

What are Mutual Funds?

A unique investment tool consisting of the funds collected from various investors and used in investing in stocks, shares, bond, money markets tools and other related assets is known as the Mutual Fund. A good mutual fund is structured in order to have a good investment in India.

Guidelines To Choose Best Mutual Funds In India

Various mutual fund companies are set up in India and the guidelines to select best mutual fund companies in India are:

Good Performance:  You must select the right mutual fund company, by looking at its performance over last 5 years. SENSEX and NIFTY will be the yard stick of measuring performance.

  • If the mutual funds are giving huge returns compared to target set, then it has performed well
  • If the mutual funds are on par with the SENSEX/NIFTY, then it is neutral performance
  • If the performance is below the SENSEX/NIFTY, then it has performed very badly

Read Scheme Document: One must be very alert and read the complete scheme related document, before making investment in Mutual Fund.

AUM(Assets Under Management)

The total market value of the assets, used by the financial establishment, on behalf of investors is known as the AUM. Assets under Management do rise and fall depending upon market scenarios.

Ranking By CRISIL (Credit Rating Information Service Of India Limited)

CRISIL, an agency established in India in 1987, headquartered in Mumbai, is very good in financial advisory/analytical services to various banking and credit companies in India. Ranking by CRISIL is vital and ranking starts from 1 to 5. Ranks 1, 2 and 3 are the best ranks for investment.

Long Term Growth:   One must invest in mutual funds having long term growth. Otherwise returns will be very bad.

Benefits of Mutual Funds:

The major benefits of the mutual funds are given below as follows:

Professional Expertise: A good mutual fund service, in India will be assisted by a professional expert. You need to study all dynamics of the market, and study research patterns in India.

Diversification: You need to have great variety in dealing with the mutual funds in India. One can go ahead and invest in various kinds of mutual funds. Debt market in India is not good and do not have good returns. One could invest in Gold, Real estate and securities in India to have finest diversification.

Risk Reduction: Mutual fund is the ideal one in       removing overhaul risks. Mutual fund has some investment goals, and do play a vital role in mitigating risks.

Convenient Option: A good mutual fund is an easy process and a very convenient option in India. Investors can invest in mutual funds based on their investments.

Low Cost:  A mutual fund is very cheap and do not require huge amount to be invested. One can begin a systematic investment plan with INR 300 and still reap rich benefits.

Awesome Tax Benefits: A good mutual fund will have long term tax benefits in India. After investing in low risk products like cash/liquid funds, you will receive good returns.

More Vital Info On Mutual Funds In India

Interesting information is available relating to the mutual fund like:

  • Mutual funds are ideal for any person with minimum knowledge of financial markets.
  • Net Asset Value (NAV) is the market value of securities held by scheme under mutual fund.
  • Price an investor pays for investment and becomes a major part of profit/loss calculation is known as Purchase Price.
  • Price or NAV (Net Asset Value) in which issuing firm will purchase security/units before the maturity date is known as Redemption Price.
  • A fee charged by mutual fund, if investor likes to withdraw the investment within specific period is known as Exit Load.
  • Scheme related document and statement of additional information is vital to investors and gives insight into companies past performance and policies in particular.
  • The NAV (Net Asset Value) is declared in evening on or before 9 PM IST.
  • One can download application form from the website, or approach the bank.
  • Present Value of Investment (POV) is the current value of a sum of money going to be invested in future with a specific rate of return.
  • You will receive account statements immediately through email/courier, the moment you register with any mutual fund firm.

BENEFITS OF SYSTEMATIC INVESTMENT PLAN (SIP)

The advantages of the Systematic Investment Plan are as follows:

  • Lowers risk factor and hence investor can do a comeback.
  • Can be launched with small amount of money.
  • Helps in achieving long term financial goals.
  • Encourages regular investment among people in India.
Invest wisely with us. Please give us a missed call at
022-62116588 / 08049202111

For More Information

Give Us a Missed Call On 022 – 62116588

(Or)    Download Our Money Mindz -Expert Seller

(Or )  Visit :  http://www.moneymindz.com/

LEAVE YOUR FINANCIAL WORRY WITH US—COME TO MONEY MINDZ AND SECURE YOUR FUTURE

Standard

Money is the component used in order to purchase various products under the sun. Imagine a life without money, very disgusting. It is rightly said by one scholar that “When You Have Money, You Will Forget Who You Are, When You Do Not Have Money, People Will Forget Who You Are”.  So please do come to Moneymindz, to give value for your money.  Do not be like, Mr. Vineet, who invested his hard earned money, without proper verification.

Various Financial Products Handled By Moneymindz:

Various financial products are handled by Moneymindz. Some of them are given below as follows:

Investment: A unique asset purchased with the opinion that asset will provide income to the customer in the future is known as investments. It revolves around the principle of obtaining additional profit/income.

Some of the interesting investment products offered by Moneymindz are given below as follows:

MUTUAL FUNDS:  Process of pooling the money from various investors, willing to deposit and save money is mutual funds. Two types of Mutual Funds are:

Open Ended Mutual Funds:  Play a major role in allowing the investors to buy/sell products at anytime. Furthermore, it does not have fixed maturity rates.

Debt/Income: A major concept of the investment is used to purchase the government securities, debentures, instruments like bonds, certificates, mortgages and certificates.

Sectoral Funds: Fund used in various segment like the IT, Fisheries, Engineering, Oil and Gas, Steel, is known as the Sectoral funds. It has got higher returns.

Money Market/Liquid: Most of the investors will make full use of extra funds to have a higher/better investment options.

Growth/Equity: Equities are the major category of the mutual funds. Most of the investors, will expect capital growth/development in long process.

Close Ended Mutual Funds: These kinds of mutual fund has got good maturity period. It is also known by New Fund Offer (NFO).

Capital Protection:  Primary objective is to protect your main amount, while trying to deliver good returns.

Fixed Maturity Plans (FMP) : These are mutual funds with definite maturity period and deal with instruments, falling in line with schemes.

LIFE INSURANCE:  

A unique contract in which the person will sign the contract with the insurance company to protect his/her life in exchange of premium is known as the life insurance.

Types of Life Insurance:

Some of the types of life insurance are as follows:

Term Life Insurance: A unique life insurance product given by insurance companies offering financial coverage to the policyholder.

Whole Life Policy: Policyholder            pays the regular premium, till his/her death. Later the benefits are paid to his family members/relatives.

Endowment Plans: Under this scheme, the returns will be given to the policyholder during the survival/death as well.

ULIP (Unit Linked Insurance Plans): Under this plan, the sum assured will be paid, during the death of the policyholder, or when plan reaches the maturity stage.

Money Back Policy: A Unique life insurance product, where in you get payments periodically. If policyholder survives, the full term, he/she will receive amount. If policyholder dies, beneficiary will get the benefits.

REAL ESTATE:

The property consisting of various houses, buildings, flats, row houses, uncultivated flora and fauna is known as the Real Estate.

Examples of Real Estate:

  • Sites
  • House
  • Flat
  • Apartments
  • Rowhouses

Kinds of Real Estate:

Various kinds of the real estate are available in Bangalore. Some of the types of real estate are as follows:

Residential Real Estate: A unique land area used in making the houses, apartments, flats, condominiums, row houses, Dupleix and others. We offer detailed knowledge, spirit of enterprises, understanding local markets, access to lower and higher end residential projects in India.

Industrial Real Estate:  Under this scenario, the properties will be used for industrial purposes. Sounds simple, but it is huge and deals with small medium and the large scale industries in India. Most of them will consist of office and warehouse spaces.

Invest wisely with us. Please give us a missed call at
022-62116588 / 08049202111

For More Information

Give Us a Missed Call On 022 – 62116588

(Or)    Download Our Money Mindz -Expert Seller

(Or )  Visit :  http://www.moneymindz.com/

HEALTH INSURANCE—BE A SMART INVESTOR USING MONEYMINDZ

Standard

About Health Insurance:

A unique kind of insurance, covering various mode of treatment like the surgical, medical expenses, doctor appointments, emergency room visits, normal room visits and other kind of medications are known as the Health Insurance.

Requirement of Health Insurance:

Health Insurance is the need of the hour. Cost of essential treatment has been increasing over the years. One disease can wipe out your savings, so the health insurance is the ultimate key. Most of the people living in India belong to the middle class and hence cannot afford very expensive rates.  

Advantages of Health Insurance:

Health Insurance is the major plan for protecting your interest and promotes the welfare of the family. Some of the positive aspects of the health insurance are as follows:

Peace of Mind:  A good health insurance offers you a complete peace of mind. You need not worry about the cost of medical expenses.

Pre-hospitalization:  A unique facility, in which health insurance covers charges, which a patient incurs 30 days before being admitted to hospital. In certain cases, it can be increased to 60 days as well.

Tax Benefits: A perfect health plan play a major role in getting good tax benefits under Section 80D and 80DD. It is a boon to the middle class in India.

Coverage of Critical Illness: Most of the health insurance offers coverage against critical illness like Heat attack, Cancer, Paralysis, Kidney Stone, Tuberculosis, Bypass surgery, Oran transplant like liver, kidney, lungs, pancreas, heart and others.

Cashless Facility: Core advantage of health insurance, where in one gets admitted to network hospital. You can avail various benefits and the health insurance company, will work closely with hospital and pay bill on your behalf.

Very flexible Payment Options:  There are various flexible payment options available like payment by credit/debit card, cheque payment, Electronic Fund Transfer (EFT), to make the payment.

Portability of Insurance:  A unique facility in which policyholder, can shift health insurance of one company to another company with various benefits.

Emergency Hospitalization: When you are admitted to hospital, for emergency reasons, the 30 day waiting period will not come into picture.

Factors Affecting Health Insurance Premiums:

Some of the factors affecting health insurance premiums are as follows:

Age:  Major factor affecting the health insurance facility is the age. As you get older, premium cost will be higher, as you will be exposed to various diseases.

Intake of Injurious Substances:  Most of the insurance companies in India increase premium of people smoking and chewing tobacco as well.

Gender: Women are prone to more diseases than men and hence premium rates would increase. They would visit doctor, take the prescriptions for various diseases.

Location:  Area you stay also decides, amount of premium to be paid.  People in hilly, coastal regions and regions with unstable climates encouraged insurance companies to charge higher premium rates.

Disadvantages of Health Insurance:

Pre-Existing Diseases:  Some of the pre-existing diseases like Diabetes, Polio, Asthma, Thyroid, Hypertension, Thalassemia, Pulmonary diseases, Anxiety, Arthritis, Autism, Breast Cancer, Cerebral Palsy, cholesterol and host of other diseases are not covered by health insurance in India.

Very Expensive:  Health Insurance in India is very expensive and outside the reach of the common man.

Do not Cover All Expenses:  Most of the health insurance in India does not cover all medical expenses. Pre-natal, Delivery expenses, Nervous disorder, AIDS (Acquired Immune Deficiency Syndrome) Eye-checkups, Suicide related hospitalizations, Mental diseases, Drug addictions, congenial illness, Alcohol related diseases and others.

No Need For Insurance:  In some situations, no requirement for the family to take health insurance. All of them are in good health and hence taking insurance does not pay any dividends.

Complex Products: People in India purchase health insurance products, without any knowledge. Some of health products are not useful to the policyholder, and hence company will earn profit at cost of policyholder in India.

To take up health insurance give a missed call at 022-62116588.

For More Information

Give Us a Missed Call On 022 – 62116588

(Or)    Download Our Money Mindz -Expert Seller

(Or )  Visit :  http://www.moneymindz.com/

DRIVE HOME HAPPINESS WITH THE TWO WHEELER LOANS

Standard

Demonetization has changed the way we do the financial transactions. At this juncture, the role of credit/debit cards cannot be ruled. Use of plastic money has increased considerably due to the use of the credit cards in India. A card used in order to borrow money from your bank to do purchases ranging from pin to plane is known as the Credit Cards.

Essential Documents Used To Apply for Credit Cards In India:

Some of the vital documents used in order to apply for the credit cards are given below as follows:

Documents Vital For Employees:

ID Proof:
  • Pan Cards, Driving license (Back and Front)
  • Xerox of Employee ID
  • Birth Certificate (Back and Front)
  • Voter ID (Front and Back)
Address Proof:

Address proof documents vital for applying for the credit cards in India are as follows:

  • Passport Xerox
  • Aadhar Card ID Proof
  • Mobile Bills Xerox
  • Telephone Bills Xerox
  • Bank Statement Xerox
  • Flat Maintenance Bill Xerox
  • Rental Agreement Xerox
  • Passport Size Photos
  • Ration Card Xerox
  • Driving License Xerox
  • Electricity Bills Xerox
Documents Vital For Self Employed Person:
  • One year in your line of business
  • Copy of 6 month salary slip
  • Passport Size Photographs
  • Copy of Voter ID
  • Copy Of Passport
  • Trade license Xerox with Photograph
  • Water and Electricity Bills for 3 months
  • Birth Certificate

Advantages of Credit Cards:

Some of the advantages of the credit cards in India are as follows:

Enhance Credit History/Score: A good credit card play a major role in enhancing credit history and boosting your nagging score in India.

Increases Purchases:  Play a pivotal role in improving your purchase of essential commodities, and non essential commodities in India.

Money Savings: Play a good role in saving lot of money and online transaction boosts up to a huge extent in India.

Peace Of Mind:  A fine credit card plays a vital role in offering you complete peace of mind, regarding usage of cash in India. Ideal for people in marketing and travel related field.

Track Expense:  Good credit card play a good role in monitoring your expenses in India. Some credit cards give you annual statements, to know your area of Income and Expenditure.

Flexible Credit:  Many credit cards do offer the flexible credit facility in India. It is ideal for you, where in you can benefit from short term credit if your balance is cleared by due date.

Disadvantages Of Using Credit Cards:

Some of the disadvantages of using the credit cards in India are given below as follows:

Overuse of Credit Cards: When one over uses the credit card in India for various purposes, without clearing the dues, the company blocks your credit card. Furthermore, you will have to clear dues within due date to get rid of late payment and increase interest charges.

Meagre Credit Ratings: When you have bad credit ratings, your usage of credit card is questioned. It affects your CIBIL (Credit Information Bureau (India) Limited) score and you may lose right to own credit card in India.

Huge Debts: When you use credit card, on a regular basis, without paying back, leads to huge debt. It affects your credit ratings, as you cannot pay amount within a given time.

Huge Interest Charges: Using the credit card on a regular basis, leads to increase in interest charges.

Late Payments Charges:  Most of the credit card companies charges a huge amount when one do not clear payment by due date. Furthermore, you get charged, when you cross credit limits. You will also be charged when a direct debit/cheque gets returned without going through.

So, I would suggest the people to do a balancing act while using credit card. Understand your financial responsibility and use credit card in a rational manner to lead a happy, tension free life.

For More Information

Give Us a Missed Call On 022 – 62116588

(Or)    Download Our Money Mindz -Expert Seller

(Or )  Visit :  http://www.moneymindz.com/

UNIQUE WAY TO GET MONEY-LOANS AGAINST PROPERTY

Standard

Every individual in India loves to have an asset/property under his/her name. Since 2010 the investment in Real Estate has multiplied many times. However due to lack of funds, and other reasons, people are pledging their assets/property to get good loans from financial institutions in India.

A Dream Come True For All Indians:

Various assets came into the existence like row houses, flats, condominiums, apartments, plots, sites like the 30*40, 60*40 sites and others in India. Real estate is important holding determining living condition/status of an individual. Furthermore, it is believed that purchasing any asset is considered lifelong investment.

People are pledging the condominiums, apartments, plots, sites, row houses, flats to get good loans. Banks will verify the document, study document, and offer the loan to the person meeting the eligibility criteria’s. People from various walks of life like the professionals, employees, self employed professionals, NRI (Non Residential Indian) can pledge property to take up loans to full fill needs of their parents, siblings, children and spouse in India.

Ways to Pledge One’s Asset In India:

Any individual living in various part of India can pledge his/her asset to take the loans. Various loan types are present like the home loans, vehicle loans, personal loans, and others. Some of the means to pledge the assets in India are as follows:

  • Must Be Citizen Of India
  • Should be working with any companies for at-least two years
  • Companies in India existing for more than 5 years can be eligible
  • All companies in India belonging to various segments, excluding the Chit Fund companies
  • Export and Credit related companies can apply

Features of Loans Against Property:

Some of the features of the loan against property are:

  • Higher loan amount will be given by bank
  • Speedy and restriction free loans with fast approvals
  • Banks do accept residential/commercial property as security
  • Wide variety of loans available like car loans, property loans, home loans, medical loans, personal loans and others
  • Super fast processing of the request for loans

Appropriate Criterions For Loans Against Property:

Some of the conditions for loans against property are as follows:

  • Citizen Of India.
  • Xerox copies containing Pan Card, Telephone bills, Electricity Bills, Mobile Bills, Driver’s License.
  • Salary slips for last 6 months.
  • Xerox of Bank Account Statements.
  • Xerox of Various Property Documents.
  • Above 21 years and below 65 years of age.
  • Living in the place, where you reside for one year
  • No Criminal Records/Proceedings/Charges.

How Can One Apply For Loan Against Property?

You need to approach the bank and talk with the risk management team and do the following:

  • Fill in the online application form
  • Contacting the financial advisory company for Best advice
  • Call the bank’s customer service number
  • One can visit nearest branch
  • If you are an existing customer with the bank, then processing for loan will be more easier
  • Submitting all relevant document of the property/asset
  • Your contribution towards your asset must be above 50%
  • You must have proper repayment capacity like the income, qualification, occupation, age, assets as well

Facilities Offered By Banks:

Various kinds of facilities are offered by the banks and would consist of the following:

Term Loans: It is a loan offered by the bank for specific amount, and comes with a fixed schedule. It has got a floating interest rate. Example: Small business units use cash from term loans to purchase small/big equipments.

Working Capital: Amount given by bank, to the company for its day to day functioning is known as the working capital.

Demand Loans:  A unique kind of loan, ideal for complete repayment, the moment it is given by lender. Borrower can repay money anytime before lender asks, without any penalties.

NRI (Non-Resident Indians) are the major segment in India showing tremendous interest in purchasing assets/property. Middle class is pledging many assets of theirs to get huge amount of loans to satisfy their unfulfilled desires.

For More Information

Give Us a Missed Call On 022 – 62116588

(Or)    Download Our Money Mindz -Expert Seller

(Or )  Visit :  http://www.moneymindz.com/

DRIVE HOME HAPPINESS WITH THE TWO WHEELER LOANS

Standard

Two wheelers are the backbone of Indian transportation. Furthermore, any loans taken to purchase the two wheelers like bikes, mopeds, scooter is termed as the two wheeler loan.

Decision To Purchase Two Wheelers:

Rapidly changing lifestyle of people in India, has affected the purchase of two wheelers. Many industries are offering two wheelers, at reasonable prices to attract Indian .

Going to office, doing shopping, purchase the groceries has made the need to have two wheelers. During this scenario, two wheelers are the most sought after things. Many banks like SBI, IOB, INDIAN BANK, ICICI, HDFC, Central Bank are good in offering two wheeler loans in India.

Category of Two Wheeler Loans In India:

Two forms of the Two-wheeler loans are present in India and it consists of:

1.Secured Two Wheeler Loans:  Under this category, one needs to pledge good security, having equivalent or more value against the loan amount in India.

2.Unsecured Two Wheeler Loans:  You need pledge any asset against unsecured two wheeler loans in India. These loans are very costly compared to secured loans, as bank will have to pay up the loan, if borrower is unable to clear the loans.

Conditions To Be Fulfilled Before Taking Up Two Wheeler Loans:

Some of the requirement to be fulfilled before taking up two wheeler loans are:

  • Minimum of 21 years and above
  • Employee of a private company
  • Employee of a public sector/government undertaking
  • Self employed professionals working for at-least in current role
  • Net income must be approx above 2 Lakhs per year.

Key Documents Required For Taking Up Two Wheeler Loans:

Some of the key documents used for taking up two wheeler loans are:

  • Properly filled loan application forms.
  • Must have resided in the current city for at-least one year.
  • Your statement of accounts for last 6 months
  • 4 passport size photographs.
  • Genuine Photo Id Proof like Voter Card, Pan Card.
  • Last three months salary slips.
  • Income tax copies, if you fall under IT(Income Tax) bracket for the last 2 years.
  • Address Proof Documents like passport, electricity bills, telephone bills and others.
  • Citizen of India.
  • Ideal for people from 18 years onwards to 58 years.

Benefits of Two Wheeler Loans:

Two wheeler loans are got some amazing benefits like:

Low Interest Rates: Most of the two wheeler loans are affordable ones, with extremely low interest rates in India.

Amazing Repayment of EMI:  One can have amazing repayment options of paying in EMI (Easy Monthly Instalments) in India, ranging from 12 months to 36 months.

Very Fast Processing: You will get the two wheeler loan immediately, within 48 hours.

Eye-catching Interest Rates:  You can avail the two wheeler loans, in India with very attractive interest rates to blow your mind.

Good Offers On Models: You can have attractive offers on various 2 wheeler in Bangalore. Furthermore, it is given during the festival, only for selective models in India.

Disadvantages of Two Wheeler Loans:

Two wheeler loans are causing lot of problem to people in India like:

Some Two Wheelers Are Costly:  Interestingly, cost of the scooter is very costlier than two wheeler cost. Hence, it is above reach of average Indian, and will not go in for two wheeler loan.

Genuine: Please make sure that the 2 wheeler loans are launched from genuine companies in India. Please be aware of the fly by night firms, offering mouth-watery deals.

Tenure of Loans: Some of the loan tenure is not sufficient as the person, borrowing loan is not from well to do family in India.

Harsh Criteria’s:  Some of the conditions are very severe on the person applying for two wheeler loan in India. Some people may not fulfil conditions like age, income, company tenure and others.

Poor Credit Score: One must have the finest credit score in India to be eligible for two wheeler loans. Negative credit score can land you in trouble and two wheeler loan will be denied.

People in India love to travel by two wheelers. Hence companies offering the two wheeler loans will always be growing at a faster pace in years to come.

For More Information

Give Us a Missed Call On 022 – 62116588

(Or)    Download Our Money Mindz -Expert Seller

(Or )  Visit :  http://www.moneymindz.com/

GO FOR GOLD WITH THE GOLD LOANS

Standard

Gold is the domain of the womenfolk. However due to the changes in the times, men also started liking gold in India. Loan taken against the gold ornaments in exchange of the money is known as the Gold loans.

Need For Gold Loans:

Gold Loans are very important since the ancient times in India. During various social events, like marriage, religious events, need for gold has increased considerably. Hence people love to go for gold. Many agencies like Manappuram gold loans, Muthoot Gold Loans and HDFC gold loans are making presence in India.

Document Required For Taking Gold Loans:

Documents required for taking up gold loans are as follows:

  • One need to have identity proof like Voter Id, Pan Card, Passport
  • Some Passport Size Photographs
  • Ration Card Xerox
  • Residential Proof Document
  • Employee ID Xerox
  • Telephone/Mobile Bills
  • Salary slips of last three months
  • Birth Certificate

Eligibility Criterion For Taking Up Gold Loans:

The eligibility criterions for taking up gold loans in India are as follows:

  • Age must be above 21 years to 60 Years

Positives From Taking Up Gold Loan

Some of the positives from taking up gold loans are as follows:

Effective Loan Disbursement: Gold loan play a good role in effective distributions in a logical manner.

Low Interest Rates: To be honest, gold loans has got a very low rate of interest compared to others. This makes gold loan one of the most sought after loans in India.

No Hidden Charges: A gold loan in India do not have any hidden charges and hence easy to obtain.

Highly Convenient: Getting Gold loans are very convenient compared to other loans. One needs to pledge your gold with bank/private institution in order to make sure you get the required loan.

Very Less Processing Time: A gold loan does not requires, complicated documentations. Banks require very less hours in processing the gold.

Does not Require Your Earnings:  In most of the situations, gold loan does not require proper income proof. If you are unemployed, you can still take up the gold loan, provided you are above 21 years of age.

Zero Credit Check: You can easily get loans from any financial institution. You need not worry about credit history. Since gold is used as security, lender will not go in for credit history.

Negatives From Taking Up Gold Loans:

Some of the disadvantages of taking up Gold Loans are as follows:

Anybody Is Eligible For Gold Loans: Any person having money and power to payback can go in for gold loans. This makes entry of black money a normal situation in Indian economy. Individuals associated with terrorist, Black marketing groups will get easy money.

No Tax Advantage:  Taking gold loan, never gives any kind of tax advantages compared to other tax saving instruments.

Less Resale Values: Gold has very less resale value and hence few are willing to pay in the form of cash. Chances of cash deductions are high, if the Gold has been purchased from some other Jewellers.

Problems In Storing: Lack of investment in gold can be risky/expensive. During economic breakdown/recession, it is not reliable. Storing gold is not good, for long periods, as it can lead to discoloration.

Everybody knows value of investing in gold. Gold loans are ideal for people, requiring quick cash in India.        

For More Information

Give Us a Missed Call On 022 – 62116588

(Or)    Download Our Money Mindz -Expert Seller

(Or )  Visit :  http://www.moneymindz.com/