What does one need to note when purchasing an insurance policy?

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What does one need to note when purchasing an insurance policy?

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Purchasing an Insurance Policy in India:
1. Buy insurance for risk cover

The purpose of an insurance policy is to protect the family members of a person from any financial complexities in case of his/her premature death. Such unfortunate eventuality to a breadwinner in the family can put the other family members in serious financial problems. Insurance seeks to offer financial help in such times.

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